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Razorpay MCP Server

Razorpay payment processing tools for managing transactions and payment links.

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Overview

The Razorpay MCP Server provides a suite of tools for interacting with Razorpay APIs directly from your AI assistant. It supports a variety of operations including capturing payments, fetching transaction details, updating payment notes, and initiating payments with saved methods. Beyond basic payment management, the server facilitates the creation and tracking of standard and UPI-specific payment links. Users can choose between a remote hosted version provided by Razorpay or a local implementation for their own infrastructure.

Our verdict

This server carries a high-risk level with a security score of 48/100. The primary concerns include the lack of an editorial review for authentication methods and the absence of a confirmed read-only mode, which is critical when handling sensitive financial transactions. Because it is community-maintained rather than official, users should exercise extreme caution and audit the codebase before deploying it in environments that interact with production payment data.

Zero direct dependencies reduce the supply-chain surface area.
Active repository maintenance with a commit from two days ago.
Supports both remote hosted and local deployment configurations.
Includes seventeen contributors, lowering bus-factor risk.

Authentication methods have not yet been editorially reviewed.
Read-only mode support remains unverified for sensitive API calls.
High risk rating due to insufficient security audit coverage.

Tools

Tool	Description	Risk
capture_payment	Change the payment status from authorized to captured.	medium
fetch_payment	Fetch payment details with ID	low
fetch_payment_card_details	Fetch card details used for a payment	low
fetch_all_payments	Fetch all payments with filtering and pagination	low
update_payment	Update the notes field of a payment	medium
initiate_payment	Initiate a payment using saved payment method with order and customer details	medium
resend_otp	Resend OTP if the previous one was not received or expired	medium
submit_otp	Verify and submit OTP to complete payment authentication	medium
create_payment_link	Creates a new payment link (standard)	medium
create_payment_link_upi	Creates a new UPI payment link	medium