Seaworthy MCP Server
Disability insurance quote requests and coverage comparison for professionals.
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Overview
Seaworthy MCP Server provides direct integration with Seaworthy Insurance, allowing AI agents to generate disability insurance quotes and retrieve educational content. It focuses on the needs of high-income professionals like attorneys and physicians, facilitating quick access to carrier comparisons and benefit gap analysis. The server features a quote request tool that submits data to a brokerage sales pipeline, alongside several read-only tools for policy education. All read tools provide public, vendor-verified facts about disability insurance, while the quote submission process enforces server-side input validation and rate limiting.
Our verdict
With a high-risk security score of 15/100, this server lacks client-side authentication, relying entirely on server-side rate limiting and input validation for protection. Because it submits personal data to a sales pipeline without any credentials or OAuth, users should exercise caution. It is suitable for those aware of these privacy implications who want to automate insurance quote requests, but it should be avoided in environments where sensitive data exposure is a primary concern.
- Provides immediate access to professional disability insurance carrier comparisons
- Uses minimal dependencies with only one direct package
- Explicitly avoids collecting SSN, medical, or banking information
- Maintains active repository updates with a recent commit history
- Security score of 15/100 indicates significant architectural risk
- Lacks any form of client authentication for the open endpoint
- Community-maintained rather than official vendor software
- Requires manual confirmation from the user to prevent unwanted submissions
Setup
{
"mcpServers": {
"seaworthy-mcp": {
"args": [
"-y",
"dia-mcp-worker"
],
"command": "npx"
}
}
}Paste into ~/Library/Application Support/Claude/claude_desktop_config.json (macOS) or %APPDATA%\Claude\claude_desktop_config.json (Windows), then restart Claude Desktop. Some servers require API keys or tokens as environment variables — check the project's README and add an "env" object if needed.
- No read-only mode — running this grants full read/write access.
Tools
| Tool | Description | Risk |
|---|---|---|
| quote_request | Submits a disability insurance quote-comparison request to the Seaworthy sales pipeline on the user's behalf. | medium |
| get_specialty_guide | Coverage guidance for a specific profession or medical specialty. | low |
| compare_carriers | Structured comparison of the five major individual disability carriers. | low |
| estimate_benefit_cap_gap | Income-replacement gap math between a group LTD cap and a target. | low |
| list_riders | Definitions and trade-offs for the major disability insurance riders. | low |
| get_education_article | Retrieves a named education article as structured metadata plus a link. | low |
Compatibility
| Client | Local | Docker | Remote | Read-only |
|---|---|---|---|---|
| Claude Desktop | ||||
| Cursor | ||||
| VS Code | ||||
| Windsurf | ||||
| ChatGPT |
Frequently asked questions
›What authentication is required to use this MCP server?
No client authentication or credentials are required. The server is open and protected by server-side input validation, per-IP rate limiting, and duplicate suppression.
›Does the server have access to my local files or system?
No, this is a remote, stateless server. Connecting to it does not execute any code on your machine or grant access to your local filesystem.
›What type of data is collected by the quote_request tool?
The tool collects contact and professional information such as name, email, income, and specialty. It explicitly does not collect sensitive data like social security numbers, medical history, or banking details.
›Are there specific requirements before using the quote_request tool?
Yes, the agent must confirm the user has provided consent to be contacted before submitting a request.
›Where does the information submitted through the server go?
Submissions are sent directly to Seaworthy's CRM via Salesforce Web-to-Lead. The server itself does not store conversation history or user queries.
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